Kakeibo Yearly Planner
Manage your personal finances throughout the year with the Kakeibo Yearly Planner! Set savings goals, calculate monthly budgets, and track daily expenses effortlessly with automatic calculations, enable you to focus on growing your savings!
The Kakeibo Yearly Planner comes in two versions:
Version A: Begin by establishing your annual savings goal and your monthly targets will be automatically calculated.
Calculate your income and fixed expenses for every month.
Calculate how much money you have left after deducting your fixed expenses and your savings target.
That's your monthly budget!
Keep track of every transaction and categorize them in four categories.
Needs: your basic necessities like food, transportation
Wants: things that are nice to have but not necessary like shopping, eating out
Cultural: cultural activities like books, movie tickets
Unexpected: expenses that you never saw coming like car repair, unexpected medical bills
This process can help you look back at your spending activities and give you an idea of where your money is going!
Add up all your weekly expenses and deduct it from your earlier budget and compare it with your saving goal.
✔️Finally, at the end of the month, review your spending and ask yourself these 4 questions:
How much money do you have?
How much money are you spending?
How much do you want to save?
How can you improve?
This end of month reflection can help you understand your spending habits and the underlying motivations, so you’ll be more thoughtful the next time making purchases.
📌This version maintains a consistent monthly savings goal throughout the entire year, eliminating the need to set a new goal every month. It is perfect for individuals with a clear understanding of their annual savings objectives.
Version B: Instead of committing to a year-long target, this version allows you to set monthly saving goals, giving you the flexibility to adjust the saving amount according to your current financial situation.
✔️For every month:
Calculate your monthly income & fixed expenses.
Set up your saving goal.
This month’s budget will be calculated automatically by deducting the fixed expenses and saving goal from the total monthly income. The total expenses and the total savings will be updated whenever a new transaction is added.
Track & categorize every transaction.
Review your spending at the end of the month.
📌Version B is ideal for individuals who may not have a clear annual savings goal or those who prefer to determine their monthly savings amounts themselves.
Key Features:
A 12 month- page linked with the Year Saving Goal and Year End review.
Total savings and total expenses are automatically updated for your convenience.
Automatic calculations make managing your finances a breeze.
Simplify your spending into four distinct categories.
Monitor your year-long saving journey and celebrate your achievements.
Easy to change your currency.
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